Ujjivan Small Finance Bank Ltd 2024 is one of India’s top small finance banks, making notable progress in 2024. The bank focuses on providing services to people who don’t have easy access to banking.
This article covers the latest news, share price updates, and details about the personal and business loans offered by the bank.
Ujjivan Small Finance Bank Ltd 2024: Latest News
Ujjivan Small Finance Bank Ltd 2024 has been making headlines due to its strong performance and new offerings. The bank has introduced digital services to improve customer experience and reach more people, especially in remote areas. Ujjivan has also teamed up with fintech companies to make the loan process quicker and easier.
The bank is also committed to helping communities by offering financial education programs and other community services across India.
Share/Stock Price Update
Ujjivan Small Finance Bank Ltd 2024 stock has been stable on the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE). This steady performance shows that investors trust the bank’s growth plans and financial strength.
Investors are hopeful about the bank’s future, thanks to its focus on attracting more customers and improving digital banking services. Many believe Ujjivan’s stock is a good choice for those looking to invest in the financial sector for the long term.
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Personal Loan Offerings
Ujjivan Small Finance Bank Ltd 2024 offers a variety of personal loans to meet different needs. Whether you need money for a wedding, education, medical expenses, or something else, Ujjivan has flexible and affordable loan options.
Key features of Ujjivan’s personal loans include:
- Flexible Repayment Terms: Customers can choose repayment periods that fit their budget, ranging from 12 to 60 months.
- Competitive Interest Rates: Ujjivan offers reasonable interest rates, making loans affordable.
- Simple Documentation: The loan application process is easy, with minimal paperwork, so customers can get funds quickly.
- Quick Disbursement: Once approved, the loan amount is given out fast, so customers can take care of their financial needs without delay.
Business Loan Offerings
Ujjivan Small Finance Bank Ltd 2024 also offers business loans to help small businesses and entrepreneurs grow.
Key features of Ujjivan’s business loans include:
- Flexible Loan Amounts: Ujjivan offers loans that can be tailored to meet your business needs.
- Tailored Solutions: Whether you need money for working capital, buying equipment, or expanding your business, Ujjivan has solutions that fit.
- Competitive Interest Rates: Ujjivan’s business loans come with reasonable interest rates, making it easier for businesses to manage their finances.
- Easy Application Process: The application process is simple, and the bank provides help at every step to make things easy.
Ujjivan Home Loans
We specialise in tailored solutions for customers seeking assistance with home construction, purchases, renovations, and loans against property.
Home Purchase & Home Construction Loan
With Ujjivan SFB, we facilitate your journey towards owning a new home by offering accessible loan options. – Ujjivan Small Finance Bank Ltd 2024
- Loan Amount range: Minimum ₹ 2,00,000 & Maximum ₹ 75,00,000
- Rate of Interest (ROI): Starting from 8.75*% to 16.75% p.a. reducing
- Tenure range (in months): Minimum 39 Months & Maximum 240 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.0% – 2.0% of loan amount + GST applicable
Composite (Plot Purchase & Self Construction) Home Loan
Planning to invest in a plot and build your perfect home? You’re at the right destination. We’re committed to providing the financial support required to bring your dream to life.
- Loan Amount: Minimum ₹ 2,00,000 & Maximum ₹ 50,00,000
- Rate of Interest (ROI): Starting from 8.75*% to 17.75% p.a. reducing
- Tenure range (in months): Minimum 39 Months & Maximum 240 Months
- Loan Processing fee : ₹ 3,350 + GST applicable (Non – refundable)
- CLADUM charges (Credit, Legal, Administrative, Documentation, Upkeep of documents and Maintenance): 1.5% – 2.0% of loan amount + GST applicable
Two-Wheeler Loan
Life is better with a little speed. At Ujjivan Small Finance Bank, we’re here to help you own the two-wheeler you’ve always wanted, making your daily life easier and more comfortable. With a two-wheeler, you can be wherever you need to be, right on time.
We offer loans up to ₹2.75 lakhs so you can buy the two-wheeler you want. The application process is simple and only needs basic documents. Plus, we make sure to approve your loan quickly, so you can start enjoying your new ride sooner.
Apply for our two-wheeler loan today and add some speed to your life! – Ujjivan Small Finance Bank Ltd 2024
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Ujjivan Gold Load
Almost every Indian household has a few items of gold hoarded away for a rainy day. You can now use your gold holdings –
in the form of jewellery – to help you get easy and quick financing for your needs.
Highlights
Co-applicant /
guarantor not required
Income proof not
required
Monthly EMI,
Monthly Interest,
Bullet Repayment
Micro Loans
You are a part of a community. You and your neighbors have dreams. You want to start a business, invest in your education, or cover unexpected expenses. But you don’t have access to traditional loans. Micro group loans can help.
Group Loans
These are loans given at moderate interest rates, based on the nature and purpose of your needs, you can pick a suitable option from the following products:
✅ Business Loan.
✅ Agriculture and Allied Loan
✅ Family Loan
✅ WATSAN Loan
✅ GL Top-up Loan
✅ Emergency Loan
✅ Smartphone Loan
FAQ’s
1. What is Ujjivan Small Finance Bank Ltd?
- Ujjivan Small Finance Bank Ltd is a bank in India that helps people who might not have easy access to regular banking services. They offer savings accounts, loans, and insurance products.
2. What kinds of loans can I get from Ujjivan Small Finance Bank?
- Ujjivan Small Finance Bank provides different types of loans, including personal loans, business loans, home loans, vehicle loans, and small business loans. They offer options to suit various needs.
3. How can I apply for a loan?
- You can apply for a loan by visiting a Ujjivan branch, applying online through their website, or using their mobile app. The process is simple and requires only basic documents, with quick approval.
4. What are the interest rates for loans?
- Interest rates depend on the type of loan, the amount you borrow, and the repayment period. For the latest rates, check their website or contact a branch.
5. What is the maximum amount I can borrow?
- The maximum loan amount varies by loan type. For example, Ujjivan offers up to ₹2.75 lakhs for two-wheeler loans. Limits for other loans depend on your eligibility.
Conclusion
Ujjivan Small Finance Bank Ltd 2024 is dedicated to making banking easy and accessible in 2024. They provide various loan options and convenient online banking services to help you with your financial needs. Whether you need a personal loan, a business loan, or just want to manage your money better, Ujjivan is here to assist. For the latest updates and more details, check out finrollnews.com.
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