Here’s a comparison of top U.S. credit cards available in November 2024, featuring a variety of options with different perks, APRs, fees, and bonuses to cater to diverse needs:
| Credit Card | Annual Fee | APR Range | Rewards | Bonus Offer | Key Benefits | Application Link |
|---|---|---|---|---|---|---|
| Chase Sapphire Preferred® | $95 | 21.24% – 28.24% | 3x on dining, 2x on travel | 60,000 points ($750 in travel) after spending $4,000 in 3 months | High travel and dining rewards | Apply Here |
| Citi® Diamond Preferred® | $0 | 17.74% – 28.49% | None | None | 0% APR on balance transfers for 21 months | Apply Here |
| Wells Fargo Active Cash® | $0 | 20.24% – 29.24% | 2% cash back | $200 after $1,000 in 3 months | Simple, unlimited cash back | Apply Here |
| American Express Blue Cash Preferred® | $0 intro (then $95) | 20.24% – 30.24% | 6% on groceries, 3% on transit | $250 after $3,000 in 6 months | High grocery rewards | Apply Here |
| Capital One Venture Rewards | $95 | 20.24% – 28.99% | 2x on every purchase | 75,000 miles after $4,000 in 3 months | Simple travel rewards | Apply Here |
| Discover it® Cash Back | $0 | 16.74% – 27.74% | 5% rotating categories | Matches all cash back earned in the first year | Rotating bonus categories | Apply Here |
| Petal® 2 Visa® | $0 | 17.99% – 32.99% | Up to 1.5% cash back | None | Ideal for those with limited credit | Apply Here |
| Citi® Double Cash | $0 | 18.24% – 28.24% | 2% cash back | None | Easy cash-back structure | Apply Here |
| Hilton Honors American Express Aspire | $550 | 21.74% – 30.74% | 14x Hilton purchases | 175,000 points after $6,000 in 6 months | Hilton Diamond status, free nights | Apply Here |
| Southwest Rapid Rewards® Priority | $149 | 20.49% – 29.49% | 3x on Southwest | 50,000 |
