HDFC Life introduces ‘Cardiac Threat Evaluation at House’ to ease medicals

Up to date:
Jun 23, 2022 17:05 IST

Mumbai (Maharashtra) [India], June 23 (ANI/NewsVoir): HDFC Life, one in every of India’s main life insurers has launched an modern service that guarantees comfort to people who must bear medical examination whereas making use of for an HDFC Life insurance coverage coverage.
Historically, based mostly on their well being circumstances, some candidates are required to bear medicals, together with a stress check to guage cardiac well being. Whereas different assessments like blood assessments, ECG, and so forth will be completed at dwelling; clients want to go to a medical centre (empanelled with the life insurer) for the stress check. This requirement typically causes a delay within the issuance of insurance policies by the life insurance coverage firm.
HDFC Life together with Cardiotrack (referred to as Uber Diagnostic) has developed a singular check for cardiac danger evaluation that may be simply carried out within the consolation of 1’s dwelling.
The method may be very simple-once the medical appointment is booked, and an HDFC Life consultant will go to the applicant’s dwelling with the tools that includes a stepper (with velocity and resistance changes) and Cardiotrack transportable ECG tools. The consultant will join the possible policyholder with a doctor through a stay video name and the readings could be recorded in real-time because the check is being carried out.
Talking on this launch Vibha Padalkar, MD & CEO-HDFC Life mentioned, “At HDFC Life, it’s our endeavour to supply modern service services coupled with an correct danger evaluation to each our potential and current policyholders at each stage of their life insurance coverage journey. Primarily based on the findings and the suggestions from our staff of seasoned medical consultants & underwriters, we now have partnered with Cardiotrack to supply a brand new facility that we consider will redefine buyer expertise throughout the pre-policy medical examination stage. We’re completely satisfied to share that this has additionally been evaluated and authorised by our reinsurance companions.
The onboarding expertise on the software stage is usually a deciding issue for patrons by way of selecting a life insurer. We now have began our ‘Quest for Innovating Medical Threat Evaluation’ and this innovation is part of the preliminary part of our journey.”
Avin Agarwal-Co-founder and CEO, Cardiotrack, mentioned, “Cardiotrack in collaboration with HDFC Life, may be very excited to launch a brand new initiative to make cardiac danger evaluation out there at dwelling for candidates who’re required to bear medicals. This service is at the moment out there in Mumbai and Bengaluru. It is going to ease the method of medicals by assessing cardiac danger by means of stress check, on the applicant’s dwelling or workplace. We consider it is a massive step in the direction of simplifying the life insurance coverage buying course of.”

*Cardiac Treadmill Take a look at or Stress Take a look at
HDFC Life Insurance coverage Firm Restricted (‘HDFC Life””Firm’) is a three way partnership between HDFC Ltd, India’s main housing finance establishment and abrdn (Mauritius Holdings) 2006 Restricted, a worldwide funding firm.
Established in 2000, HDFC Life is a number one, listed, long-term life insurance coverage options supplier in India, providing a spread of particular person and group insurance coverage options that meet varied buyer wants equivalent to Safety, Pension, Financial savings, Funding, and Annuity and Well being. As of March 31, 2022, the Firm had 39 particular person and 13 group merchandise in its portfolio, together with 7 non-obligatory rider advantages, catering to a various vary of buyer wants.
HDFC Life continues to profit from its elevated presence throughout the nation having a large attain with 372 branches and extra distribution touch-points by means of a number of new tie-ups and partnerships. HDFC Life has almost 300 partnerships, comprising conventional companions equivalent to NBFCs, MFIs and SFBs, and together with new-ecosystem companions.
The Firm has a powerful base of economic consultants (brokers).
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